The Myth of Affordable Health CareSomervell County Salon-Glen Rose, Rainbow, Nemo, Glass....Texas


 
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The Myth of Affordable Health Care
 


5 December 2013 at 10:12:58 PM
pstern

Obama and legislators lied to us.  The insurance industry still manipulates the marketplace.  There is no affordable health care.  We were better off before Obamacare and it was tough enough then.

Once again I reviewed over 100 health care plans as I have for the past several months and none of them are worth anything.  They are not affordable.  They suck.  The monthly premiums are too high and the yearly deductibles are too high.  Middle class people are screwed the most because they really have no way to afford it. 
 
The wealthy can always afford health care for themselves and their family.
 
The poor will be given government subsidy for private health care or they will go on Medicaid.
 
The elderly can't afford Medicare now and because of Obamacare will pay even more for their Medicare.  Most are on fixed income only (Social Security or Disability) that doesn’t get a decent Cost of Living Adjustment (COLA) every year.
 
However, the remnants of the dwindling middle class are being hurt the most. A lot more people will go into bankruptcy when they need health care services and can't pay for them.  More people will opt to be hunted down by the government to pay the penalty for not having health care.  People will simply say... “We can't pay for this... Come and get us.”
 
We are in the midst of an American tragedy.  What happened to this nation?  We are such a mess.  What a shame.  Where have all the good leaders gone???
 

 


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Comments!  
1 - salon   5 Dec 2013 @ 10:36:27 PM 

I want universal health care. Period.


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2 - pstern   5 Dec 2013 @ 11:59:48 PM 

Doesn't matter what we want obviously.  What we got is Obamacare.  The best solution for the middle class is to expand Medicare for everyone.  It is a proven and successful system that has been in place for a long time.  However, the health care industry would lose a lot of money if this was done, so it isn't happening.  They pay off our legislators to do their bidding.

We should get the same plans that our Washington legislators currently get.


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3 - salon   6 Dec 2013 @ 12:06:52 PM 

I agree both about Medicare, which essentially at one level IS universal health care and also about the people we elect having to *eat their own dog food*
 


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4 - antitaxbrigade   6 Dec 2013 @ 11:08:15 PM 

WHAT MAKES US THINK THAT FREE MEDICAL WILL WORK . IT HAS NOT UP UNTIL NOW AND CAN NOT IN THE FUTURE WHEN I SOLD INSURANCE ,CANADA WAS A GREAT MARKET UP NORTH , THEY WOULD DRIVE OVER TO GET TREATED HERE .(THIER HEATHCARE SYSTEM RAN VIA THE GOVERNMENT WAS FUTILE .)WE IN SOMERVELL COUNTY SPEND MILLIONS EACH YEAR ON A MEDICAL CENTER THAT HAS JUST MINIMUM SERVICES , IF WE CAN NOT FIX THE SECOND SMALLEST COUNTY IN TEXAS HOW CAN WE FIX A NATION? WE HAVE TRIED THROWING MILLIONS AT IT FOR 25 YEARS . I CAN SEE NO DIFFERENCE ,IT STILL DOES NOT WORK TO SERVE US . WE SPEND OVER $2700.00 FOR EVERY MAN ,WOMAN AND CHILD THAT LIVE IN THIS COUNTY , (DON'T HAVE PECAN PLANTATIONS POPULATION COUNTED IN THAT.) JUST IN TAXES WHEN THE COUNTY WAS IN CHARGE.



5 - pstern   7 Dec 2013 @ 3:24:09 PM 

Free health care isn't free.  We put tax dollars into it.  Medicare is such a system and it has worked for the majority.  Yes, there are issues and cracks in it, but as a government health care system it has basically worked for decades.  With the advent of Obamacare, Medicare has also increased in cost for the millions who already use it and the thousands who will soon be on it for the first time.  The health care providers don't like it because it takes a while longer to get paid and they don't get paid as much as they want.


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6 - antitaxbrigade   7 Dec 2013 @ 7:22:45 PM 

ACCORDIND TO MY CPA AND THE CHECKS I HAVE TO WRITE IT MUST BE FREE FOR SOMEONE I PAY MORE PER MONTH TO COVER MEDICARE THAN I DO FOR THE GREAT PRIVATE INSURANCE I HAVE, BUT IF WE TOOK AWAY ALL WE ARE SPENDING ON ILLEGAL ALIENS (THE ONE FROM OTHER COUNTRIES NOT OUTER SPACE ) . I THINK WE COULD POSSIBLY HAVE AFFORDABLE HEATHCARE . I DO NOT THINK THE GOVERNMENT CAN RUN ANY BUSSINESS (GOLF COURSE , HOSPITAL ECT.) AS EFFECTIVLEY AS A FOR PROFIT PUBLIC OR PRIVATE COMPANY.



7 - pstern   8 Dec 2013 @ 10:46:00 AM 

I'm sorry, you are incorrect.  MEDICARE is NOT free for most people getting it.  You may be thinking of Medicaid and if you are, then you are correct.

In the US most of the people who receive Medicare are the elderly and most have paid into the Medicare system their entire working lives, just as you are doing. 

The government does have programs that may offer assistance to those receiving Medicare benefits who are considered well within the poverty level, but most people on Medicare have paid for it and also continue to pay a monthly premium for it.

So either you misunderstood your "CPA" or that person doesn't comprehend what Medicare is and who receives it.  The money you pay into Medicare taxes gives you the right to receive Medicare when you are 65. 

You may want to read up on Medicare and its benefits and who is eligible to receive it.  Then you may want to educate your CPA on the subject.

Read Who may apply for Medicare:

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/400/~/how-to-qualify-for-medicare


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